2025-08-28

Banking

Made email and nickname optional

• The email and nickname fields for all beneficiaries are now optional.
• Affected Endpoints:
  • Create Beneficiary, request only
  • Create Payout, request only
• Changes:
  • email: Required → Optional
  • nickname: Required → Optional

Field adjustments for Singapore (SGD) accounts

• When bank_details.bank_country_code = SG and bank_details.account_currency_code = SGD, several request fields are adjusted.
• Affected Endpoints:
  • Create Beneficiary, request only
  • Create Payout, request only
• Changes:
  • company_name: Removed
  • first_name: Removed
  • last_name: Removed
  • email: Changed to optional
  • nickname: Changed to optional
  • address.country: Removed
  • address.street_address: Removed
  • address.city: Removed
  • address.state: Removed
  • address.postal_code: Removed

[BREAKING] New validation rule for bank_details.account_holder

• A new format validation applies only when all three conditions are met:
  • entity_type = INDIVIDUAL
  • bank_details.bank_country_code = SG
  • bank_details.account_currency_code = SGD
• Affected Endpoints:
  • Create Beneficiary, request only
  • Create Payout, request only
• Changes:
  • New validation requirements for bank_details.account_holder:
    • Only English letters (A–Z, a–z) and spaces are allowed
    • Length must be 2–140 characters
    • Must include a space separating first and last name
  • If any condition is not met, the previous validation rules remain unchanged

Card Issuing

Added consumed_amount field

• Introduced new field consumed_amount in List and Retrieve Card API responses, representing the cumulative amount of the card limit that has already been used.
• Affected Endpoints:
  • List Cards, response only
  • Retrieve Card, response only
• Changes:
  • Added consumed_amount field