Card Forms: Virtual vs. Physical

Virtual Card

Virtual Card with no physical representation, but it includes all the card information needed for digital transactions, such as the PAN, expiration date, and CVV.

Apply for new Virtual card


Physical Card

Physical cards are delivered either to individual recipients or shipped in bulk to the client. Each card must be assigned to a cardholder and activated before it can be used for transactions.

Apply for new Physical card


Virtual Card V.S. Physical Card

FeatureVirtual CardPhysical Card
Function to apply for new cardCreate CardAssign Card
ActivationNo activation requiredActivation required
ATM WithdrawalNot supportedSupported


Related