Card Forms: Virtual vs. Physical
Virtual Card
Virtual Card with no physical representation, but it includes all the card information needed for digital transactions, such as the PAN, expiration date, and CVV.
Apply for new Virtual card
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Virtual card are created using the "Create Card" API
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Virtual cardcan be used immediately upon creation
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Read more detail on: Create Virtual Cards - via Dashboard
Physical Card
Physical cards are delivered either to individual recipients or shipped in bulk to the client. Each card must be assigned to a cardholder and activated before it can be used for transactions.
Apply for new Physical card
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Physical cards do not require creation via API.
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Physical cards are pre-issued with a card number and must be assigned to a cardholder using the
assign card
API. -
Read more detail on: Assign physical cards via API / Dashboard
Virtual Card V.S. Physical Card
Feature | Virtual Card | Physical Card |
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Function to apply for new card | Create Card | Assign Card |
Activation | No activation required | Activation required |
ATM Withdrawal | Not supported | Supported |
Related
Updated 3 days ago